Skip to main content

CA$H-less!




We are in digital age, where most of the daily task are carried out by 0's and 1's. Even cell phones have been evolved into smart phones from past decade. The smartness of these cell phones helped us to step into digital age. 

I remember when these UPI transaction was not in the picture, we used to visit nearest ATM to withdraw cash and then rush into some general stores to get change. It was very difficult to get smaller denominations for shopkeepers, when some one gave ₹500 for small tea. Especially, shopkeepers used to give chocolates for the remaining smaller amount of money. 

If ATM runs out of money, then we are doomed. Oh Gosh! Now we can't even think life without UPI transaction. Somehow we can say that these kind of small problems has been solved using UPI transaction or digital transaction. I totally agree with this and was thinking in the same way.

Ah! This is our mindset. To be honest, I only realized when I started spending my salary. This UPI transaction can be double edged sword. 
Think of a situation where you have some amount of money in bank, but you withdraw only 100 bucks. So you have only 100 bucks in your wallet and where ever you go, first thing that will strike your mind is you just have 100 bucks. You can only spend up to ₹100 . To be honest, this situation saves your money. If you want to spend more, definitely you will withdraw more, but that's different situation. The key thing is that you will only withdraw the required money. 

Consider you have the privilege of UPI transaction, then your bank balance is your limit. This tends you to spend more without any brakes to your mind. This situation can only be avoided, if you have self control.

Actually so called 'Cashless transaction' has made cash less in our bank account. Even if you argue that you won't spend more, just think about the previous situation again. 
Cashless transaction has brought ease in spending money rather than what can be saved in "only CASH mode". Even I'm in confusion, whether we should call this cashless transaction since somewhere it is igniting us to spend more.

So have self control and spend your hard earned money wisely!
Labels:

Comments

Post a Comment

Popular posts from this blog

ಗಾವೋ ವಿಶ್ವಸ್ಯ ಮಾತರಃ

        ಗಾವೋ ವಿಶ್ವಸ್ಯ ಮಾತರಃ ಎಂದರೆ ಈ ಜಗತ್ತಿಗೆ ಗೋವು ತಾಯಿ ಇದ್ದಂತೆ. ಸರಳ, ಮೂಕ ಮತ್ತು ಉಪಯುಕ್ತ ವಾದ ಜೀವಿ. ನಾವು ಎಷ್ಟು ಪ್ರೀತಿ ತೋರಿಸ್ತಿವೋ ಅದಕ್ಕೆ ಮೀರಿದ ಪ್ರೀತಿ ನಮಗೆ  ಕೊಡುತ್ತದೆ. ಅದರ ಹಾಲು ಎಷ್ಟು ಪ್ರಯೋಜನಕಾರಿ ಎಂದರೆ ಅದಿಲ್ಲದೆ ನಮ್ಮ ದಿನನಿತ್ಯ ಆಹಾರ ಪದ್ಧತಿ ಸಂಪೂರ್ಣವಾಗುವುದಿಲ್ಲ.   ನಾವು ತಿನ್ನುವ ಎಷ್ಟೋ ಸಿಹಿ ಪದಾರ್ಥಗಳು ಹಾಲಿಲ್ಲದೆ ತಯಾರಾಗುವುದಿಲ್ಲ. ಆದರೆ ಈ ಹಾಲನ್ನು ಉತ್ಪಾದನೆ ಮಾಡುವ ಡೈರಿ ಫಾರ್ಮ ಗಳ ಸಂಕಷ್ಟ ಯಾರಿಗೂ ತಿಳಿದಿಲ್ಲ . ಅವರಿಗೆ ಆಗುವ ನಷ್ಟ ಅಷ್ಟಿಷ್ಟಲ್ಲ. ಇದರಲ್ಲಿ ಕಲಬರಿಕೆ ಮಾಡದೆ ಇದ್ದರೆ ಅವರಿಗೂ ಉಳಿಗಾಲವಿಲ್ಲ. ಅಂತಹ ಪರಿಸ್ಥಿತಿ ನಿರ್ಮಾಣವಾಗಿದೆ.       ಮೊನ್ನೆ ತಾನೆ ಸಾಗರದ ಸಮೀಪದಲ್ಲಿರುವ ಒಂದು ಡೈರಿ ಫಾರ್ಮ್ ಗೆ ಭೇಟಿ ನೀಡಿದೆ. ಅಲ್ಲಿ ಅವರು ಎದುರಿಸುವ ಸವಾಲುಗಳನ್ನು ಬಿಚ್ಚಿಟ್ಟರು. ಅಲ್ಲಿ ಅಂದಾಜು 300 ದನಗಳು ಇದ್ದವು. ಸುಮಾರಷ್ಟು ಹೈಬ್ರಿಡ್ ತಳಿಗಳು. ಉಳಿದವು ಮಲ್ನಾಡ್ ಗಿಡ್ಡ. ಅವರಿಗೆ ಅಂದಾಜು 600 ಲೀಟರ್ ಹಾಲು ಉತ್ಪಾದನೆ ಆಗುತ್ತದೆ. ದಿನಕ್ಕೆ ಒಂದು ದನದ ಮೇಲೆ ಅವರಿಗೆ 200 ರೂಪಾಯಿಗಳನ್ನು ವ್ಯಯಿಸಬೇಕಾಗುತ್ತದೆ. 300 ದನಕ್ಕೆ  ಅಂದಾಜು 60,000 ರೂಪಾಯಿಗಳು. ಪ್ರತಿ ಲೀಟರ್ ಗು ಅಬ್ಬಬ್ಬಾ ಅಂದರೆ 40 ರೂಪಾಯಿಗಳು ಎಂದು ಭಾವಿಸೋಣ. ಹಂಗಾದ್ರೆ ಅವರಿಗೆ ಬರೋದು  24000 ರೂಪಾಯಿಗಳು. ಇಲ್ಲೇ ಅವರಿಗೆ ಎಷ್ಟು ನಷ್ಟ ಆಗ್ತಿದೆ ಅಂತ ತಿಳಿಯಬಹುದು.
4 comments
Read more

Stop COVIDIOTS and don't be one

Hi readers, it's been an year, since I haven't posted on blog. I know COVID times was extremely difficult for most of the people. Most of 'Work from Home' professionals were among the blessed ones to continue their job with less difficulty. Other dependent businesses were badly affected. People living in semi urban or rural areas were less likely to notice COVID cases compared to metro or urban areas. The first wave of COVID 19 had affected badly and we can see what toll the economy had to pay. Even after creating awareness by respective health board ( I know the fact that everyone hates the way they spread awareness before every phone call ), some people just blindly ignored the consequences and still doesn't follow the rules. Wearing a mask & maintaining social distance is a very basic thing that even an illiterate can understand. But some educated people still continue to spread fake news through social media forwards by mentioning "The vaccine may kill
4 comments
Read more